Many insurers will not cover stolen laptops
03.05.2011
A survey of nine top financial services providers in Ireland has revealed that the majority of insurers will not cover losses of laptops, even if homeowners are paying higher premiums in the belief that they will be covered.
The survey, conducted by the National Consumer Agency (NCA) and revealed in the Irish Independent, found that insurers are stating in the small print of contracts that they will not cover stolen laptops. Aviva , ChartisDirect, FBD, RSA and Getcover do not pay up for laptops stolen or damaged outside of the home.
Ann Fitzgerald, NCA chief executive, stated that many homeowners opt to take out "all-risks" cover, which used to cover theft or damage to a broad range of valuable items inside and outside the home.
Ms Fitzgerald said: "Don't assume that everyday items, such as phones and laptops, are covered by your policy. Very often, providers exclude them."
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